Who we are
To offer clear, practical, and reliable legal advice, contributing to the success and legal security of our clients.
BIO
Meet Our Team
Cristian Navarro
Cristian Navarro is a lawyer with more than 20 years of experience in banking, financial markets, payment systems, and new technologies. He has held roles as in-house counsel for Panama, Central America, and the Caribbean at leading international institutions, including the Swiss wealth management bank Julius Baer, as well as Visa, a global leader in digital payment services.
Previously, he worked at the Superintendency of Banks of Panama, where he served as legal advisor to the Standards Department (now the Regulation Directorate) and as manager of Legal Studies for the Legal Directorate. During his time at the Superintendency, he represented Panama before international organizations such as the Financial Action Task Force (FATF), the Association of Supervisors of Banks of the Americas (ASBA), and the Office of the Comptroller of the Currency (OCC).
In the academic field, he holds a Bachelor’s degree in Law and Political Science from the Universidad Santa María La Antigua. He holds a Master’s degree in Law and New Technologies from the Complutense University of Madrid. He also holds multiple certifications in FinTech Law, Tokenization, Blockchain, and Digital Assets from the General Council of the Spanish Bar Association and the Blockchain Law Institute.
He is a member of APEDE. Speaks Spanish, English and Portuguese.
Javier García
Javier García is a professional with over 20 years of experience in banking, financial services, and real estate management.
He has built a distinguished career at renowned institutions such as HSBC, Global Bank Corporation, and St. Georges Bank, where he held key roles in financial operations, risk control, regulatory compliance, and client relations — strengthening his expertise in operational efficiency and comprehensive management.
Since 2008, he has focused on real estate consulting and investment management in Panama, actively participating in the purchase, sale, and leasing of residential and commercial properties, as well as advising local and international investors on profitability strategies and portfolio development.
He holds a Master’s in Business Administration (MBA) with an emphasis in Finance, a Postgraduate Degree in Senior Management, and Bachelor’s Degrees in Finance, Insurance and Banking, and Law.
Javier combines his extensive banking background with a results-driven business vision, positioning himself as a leading advisor in real estate consulting and investment structuring in Panama.